Find your new job here!
over   5 million   Job ads from   5,498   companies  
Home > Find Jobs > Credit Review Officer Jobs In Riyadh Saudi Arabia - MySaudiJobs
Credit Review Officer
Yanbu, Saudi Arabia
Job Summary:
Job Title:
Credit Review Officer
Yanbu, Saudi Arabia
Human resources and recruitment
Business Development
Salary Range:
0 To 0 SAR /
Min. Education:
Bachelors of Accounting and Finance
Min. Experience:
5 to 6 Years
Post Date:
Apply Before:
Career Level:
Job Description:

Credit Review Officer (Riyadh)

Job Purpose:

- Protect the bank assets by ensuring proper pre-sanction appraisal, post-approval administration, ongoing risk identification, monitoring, mitigation and management. Act as support function for independent risk analysis, facilitating booking of good quality assets meeting the bank’s risk appetite.

- Prepare desired reports for Head Office and local authorities.

- Represent the bank in local Credit Committee.


- Prepare high quality reviews in a timely manner and ensure approvals are received prior to expiry of valid limits, missing documentation is obtained and limits are established in a timely manner, new proposals should be assessed and CAs prepared in a timely manner..

- Maintain high standard of credit administration to retain/upgrade the credit rating accorded by ICR, external auditors and SAMA requirements.

- Enhance the professional skills of departmental staff through in depth on the job training and assigning them to suitable courses with a view to improve their productivity.

- Ensure all casual excesses are regularized with the stipulated time frame.

- Ensure compliance with stipulated policies and procedures thus ensuring that no adverse audit comments.

- Vet thoroughly all complex documentation prepared for corporate accounts to ensure adequate protection to bank asset.

- Ensure agency desk is administrated in a proper manner , covenants are followed up and deviations are highlighted in their respective CAs.

- Ensure adequate follow exists in respect of classified accounts, PDOs, and inactive accounts with a view to improve collections and minimize losses.

- Prepare market/sector studies as necessary to help identify potential business areas to be exploited and potential risk areas to be avoided.

- Review the credit policies and procedures of the branch from time to time , and ensure that recommendations are submitted for changes if warranted by changes in the environment, markets, laws…etc.

- Function as Branch Credit Committee member to approve/decline CAs..

- Prepare reports on profile review.


- Good command of Arabic and English. - Post graduate degree in Business, Finance and/or Accounting. - Competent in MS Word and Excel. - Over 5 years experience with reputable financial institutions in credit appraisal at management level. - Strong verbal and written communication skills. - Must be able to make decisions requiring analytical, interpretative, evaluative and constructive thinking. - Must be able to deal with customers at corporate level with tact and diplomacy. - Must have good management skills of organisation delegation and trouble shooting.